Why not let Mr. Brown and Mr. Blair now we aren't happy with excessive and unlawful bank charges. With enough support we can make a real change. Sign the Government Petition NOW

£253,435 refunded as of July 12th.. NO COMMISSION BASED FEE -  just one low fixed fee so what you waiting for..?

Get your unfair bank charges refunded.. No commissions here.!!

Welcome to Bank Charge Unfair

Fact: excessive bank charges are unlawful and illegal
Fact: we can help you get these charges for the last 6 years back on bank or credit cards
Fact: we can help you claim excessive charges on mortgages for the last 12 years
 

The Office of Fair Trading (OFT) has declared that charges in excess of £12.50 are excessive and that incurring charges and penalties of going overdrawn when the reality is they should have refused to to pay and not simply pay your direct debit, cheque or other transaction and then penalise you for doing so. The OFT are also making suggestions that charges over £5 should be deemed excessive.

Don't sign up for a claims company of high commission rates
 - don't let them kid you that only they can get your refund for you.

Read on..

Some claims companies are offering refunds on bank charges on a 10%, 20% or even 30% commission basis. This, we cannot understand because a refund of £12,000 is no more or less work than a refund of £500. So ask yourself 'why' as the refund value gets higher that you should have to pay more commission, other than to line the greedy pockets of a claims company director or over rated claims company.

We think it's grossly unfair and actually itself 'profiteering' from your hardship, which is why we operate on a realistic fixed fee. Nearly all claims can be processed by an individual but the problem is many people are not fully converse with letter writing, letter writing software or what content to actually put in the letters for the desired result. What we do is take your details and produce a set of letters which you will need to take your claim from start to finish.

What you see is what you get, you sign up for the pack where the first letters arrive. You simply forward these to your bank until such stage they decide to back down and make you an offer. Some cases may have to go to court, most are settled immediately before the hearing and the rest just need to be presented with the right evidence.

We provide ALL the information, letters and advice you will need, effectively guiding you through until you receive your refund. For example a recent client obtained a refund of £3500 from a large bank and it cost them just £95. Taking some company commission values of 30%, this would have mean our client playing £1050 in commission alone.

Most of our customers know they need to write letters, and how to send a recorded delivery letter via the Post Office but get stuck on what to actually put in the letter to send to their banks. This is where we can help, we provide you with ALL the letters you need to send.

These letters include:

Data Protection demand
Letter of dispute should your bank be threatening legal action against you
Refund Demand
Claim demand
Final demand
Acceptance or refusal of any letter
Notification of Court Action
 

We provide all these in the standard pack.

By providing you with all the information you need and the letters to send to pursue your claim, you save in not having to pay extortionate commissions other companies are charging..

Penalty charges can be incurred for the following: unauthorised overdrafts, unpaid items such as cheques, direct debits or standing orders. These are also known as returned or bounced items.

We will help you claim back the last six years of charges in England and Wales or five years if you live in Scotland on bank and Credit Card charges.

Claiming Bank Charges back involves writing legally standing letters and possibly taking your bank to court. Many of our customers with work, family and other time commitments don't have the time to sit down and read what's necessary, then write the letters to claim their refund, which is why we are here to take all the worry and work away.

We simply help you claim your money back by writing the letters you need.

Enough is enough and we feel its time they paid the money they took unlawfully back to you, start your claim today.

• we keep it simple
• we will explain every step of the way
• you will need to do some work like posting the letters and adding up your statements
• you are claiming for yourself with letters we send you and guidance from us

Ready for the next step?

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